Personal Injury vs. Bodily Injury: Explained in 3 Key Points

Law, Legal

The legal terminology in personal injury cases varies depending on the injuries sustained. While “personal injury” refers to physical harm, emotional distress, and violation of individual rights, “bodily injury” is used primarily in insurance cases to refer to physical injury. The distinction between these terms influences one’s right and extent to legal compensation.

Knowing which kind of claim to make will directly influence the course of your case. The best way to proceed is to hire a trusted lawyer who knows how to use these terms correctly. Below, we’ll further discuss each term and examine the kinds of damages you may be able to recover for both.

Due to the vast harms that can follow injury, clarity on these associated legal terms is crucial to determining compensation entitlements based on whether they’re for physical, emotional, or other injuries. In many cases, a combination of injuries is sustained, which also influences compensation rights. Read on for a breakdown of Personal Injury vs Bodily Injury, which is explained in three key points.

1.    Personal Injury vs Bodily Injury: Defining “Personal Injury”

You may have heard the term “personal injury” in legal contexts. This term covers a variety of claims that surpass physical injury, including violation of rights, emotional pain and suffering, and damages like invasion of privacy, psychological trauma, and defamation.

2. Defining “Bodily Injury”

When comparing Personal Injury vs Bodily Injury, a significant distinction is that “bodily injury” refers only to the physical injuries that one sustains. In legal and insurance situations, this term is often referenced in the context of assault and accidents. Bodily injuries that occur to one’s body can range from minor scrapes to serious injuries like broken bones and traumatic brain injuries.

3. Compensation, Claims, And Insurance Coverage

Furthermore, compensation for personal injury claims addresses the necessary urgent costs and the overall impact of the injury on the quality of life of those affected. Here are some ways an attorney can address your personal injury claim:

  • Your attorney can file a claim reflecting the scope of your suffering and losses by filing for damages that address the immediate expenses and the influence the injury has on your life.
  • Your attorney can include compensation for economic, non-economic, and punitive damages in your claim.

Personal Injury Protection insurance offers financial relief following a vehicle accident. The extent of coverage for Personal Injury vs Bodily Injury varies by state.

Another distinguishing factor of Personal Injury vs Bodily Injury is that Bodily injury compensation claims are more influential in covering:

  • medical expenses
  • lost wages
  • rehabilitation
  • legal fees
  • long-term care
  • funeral expenses

Intangible damages are filed when it’s evident that injuries have impacted the quality of life beyond physical harm. The extent of applied coverage varies by state.

Taking Action Steps To Address Your Injury Claim 

There is a lot of room for nuance and differing interpretations when it comes to Personal Injury vs Bodily Injury lawsuits and general legalies. We are hoping this article helps paint a clearer picture. Regardless, it is highly recommended you seek an attorney’s advice to better understand your case and legal options.

Sign Up for More!Subscribe to our newsletter to have first-hand access to our special offers and life tips.

More resources

Leave a Comment